Dave believes a retirement plan starts with this definition.
“It is a plan that coordinates Social Security and pension with your retirement age. This plan is to be tax-efficient; inflation-adjusted and provide you with a predictable, durable and sustainable income to cover your essential expenses for as long as you live. This plan should be based on realistic returns, should be sensible and understandable”.
Over the last several years thousands have attended one of his Maximize your Social Security workshops sponsored by his local AAA Motor Club. He has also done webinars for CPA’s across the country.
Dave teaches people how to use the bucket approach in retirement turning on income for 5-year periods.